Palm Bay is a larger medium-sized coastal city (i.e. on the ocean, a bay, or inlet) located in the state of Florida. With a population of 129,234 people and 22 associated neighborhoods, Palm Bay is the 16th largest community in Florida.

Also of interest is that Palm Bay has more people living here who work in computers and math than 95% of the places in the US.

A relatively large number of people in Palm Bay telecommute to their jobs. Overall, about 7.82% of the workforce works from home. While this may seem like a small number, as a fraction of the total workforce it ranks among the highest in the country. These workers are often telecommuters who work in knowledge-based, white-collar professions. For example, Silicon Valley has large numbers of people who telecommute. Other at-home workers may be self-employed people who operate small businesses out of their homes.

Palm Bay is also nautical, which means that parts of it are somewhat historic and touch the ocean or tidal bodies of water, such as inlets and bays. Quite often, nautical areas such as these attract visitors and locals who come to enjoy the scenery and various waterfront activities.

The citizens of Palm Bay are slightly better educated than the national average of 21.84% for all cities and towns, with 22.02% of adults in Palm Bay having a bachelor's degree or advanced degree.

The per capita income in Palm Bay in 2022 was $31,589, which is middle income relative to Florida and the nation. This equates to an annual income of $126,356 for a family of four. However, Palm Bay contains both very wealthy and poor people as well.

Palm Bay is an extremely ethnically-diverse city. The people who call Palm Bay home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Palm Bay residents report their race to be White, followed by Black or African-American. Palm Bay also has a sizeable Hispanic population (people of Hispanic origin can be of any race). People of Hispanic or Latino origin account for 18.24% of the city’s residents. Important ancestries of people in Palm Bay include German, Irish, English, Italian, and Jamaican.

The most common language spoken in Palm Bay is English. Other important languages spoken here include Spanish and French.