St. James City is a very small coastal town (i.e. on the ocean, a bay, or inlet) located in the state of Florida. With a population of 3,876 people and two associated neighborhoods, St. James City is the 311th largest community in Florida.

One interesting thing about the economy is that relatively large numbers of people worked from their home: 12.80% of the workforce. While this number may seem small overall, as a fraction of the total workforce this is high compared to the rest of the county. These workers are often telecommuters who work in knowledge-based, white-collar professions. For example, Silicon Valley has large numbers of people who telecommute. Other at-home workers may be self-employed people who operate small businesses out of their homes.

Another notable thing is that St. James City is a major vacation destination. Much of the town’s population is seasonal: many people own second homes and only live there part-time, during the vacation season. The effect on the local economy is that many of the businesses are dependent on tourist dollars, and may operate only during the high season. As the vacation season ends, St. James City’s population drops significantly, such that year-round residents will notice that the city is a much quieter place to live.

The town is relatively quiet, having a combination of lower population density and few of those groups of people who have a tendency to be noisy. For example, St. James City has relatively fewer families with younger children, and/or college students. Combined, this makes St. James City a pretty quiet place to live overall. If you like quiet, you will probably enjoy it here.

One of the nice things about St. James City is that it is nautical, which means that parts of it are somewhat historic and touch the ocean or tidal bodies of water, such as inlets and bays. Because of this, visitors and locals will often go to these areas to take in the scenery or to enjoy waterfront activities.

Being a small town, St. James City does not have a public transit system used by locals to get to and from work.

The citizens of St. James City are slightly better educated than the national average of 21.84% for all cities and towns, with 23.93% of adults in St. James City having a bachelor's degree or advanced degree.

The per capita income in St. James City in 2022 was $47,351, which is upper middle income relative to Florida, and wealthy relative to the rest of the US. This equates to an annual income of $189,404 for a family of four. However, St. James City contains both very wealthy and poor people as well.

The people who call St. James City home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of St. James City residents report their race to be White, followed by Native Hawaiian. Important ancestries of people in St. James City include German, Irish, English, Italian, and Polish.

The most common language spoken in St. James City is English. Other important languages spoken here include Polish and Italian.