Monticello is a somewhat small city located in the state of Kentucky. With a population of 5,755 people and nine associated neighborhoods, Monticello is the 80th largest community in Kentucky.

A relatively large number of people in Monticello telecommute to their jobs. Overall, about 15.86% of the workforce works from home. While this may seem like a small number, as a fraction of the total workforce it ranks among the highest in the country. These workers are often telecommuters who work in knowledge-based, white-collar professions. For example, Silicon Valley has large numbers of people who telecommute. Other at-home workers may be self-employed people who operate small businesses out of their homes.

It is a fairly quiet city because there are relatively few of those groups of people who have a tendency to be noisy. (Children, for example, often can't help themselves from being noisy, and being parents ourselves, we know!) Monticello has relatively few families with children living at home, and is quieter because of it. Renters and college students, for their own reasons, can also be noisy. Monticello has few renters and college students. But the biggest reason it is quieter in Monticello than in most places in America, is that there are just simply fewer people living here. If you think trees make good neighbors, Monticello may be for you.

Being a small city, Monticello does not have a public transit system used by locals to get to and from work.

The rate of college-level education in Monticello is quite a bit lower than the national average among all cities of 21.84%: just 12.73% of people here over 25 have a bachelor's degree or an advanced degree.

The per capita income in Monticello in 2022 was $20,385, which is lower middle income relative to Kentucky, and low income relative to the rest of the US. This equates to an annual income of $81,540 for a family of four. However, Monticello contains both very wealthy and poor people as well. Monticello also has one of the higher rates of people living in poverty in the nation, with 32.87% of its population below the federal poverty line.

Monticello is a somewhat ethnically-diverse city. The people who call Monticello home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Monticello residents report their race to be White, followed by Black or African-American. Monticello also has a sizeable Hispanic population (people of Hispanic origin can be of any race). People of Hispanic or Latino origin account for 10.52% of the city’s residents. Important ancestries of people in Monticello include English, Irish, German, Dutch, and Scottish.

The most common language spoken in Monticello is English. Other important languages spoken here include Spanish and Italian.