Ludlow is a medium-sized town located in the state of Massachusetts. With a population of 20,871 people and four associated neighborhoods, Ludlow is the 93rd largest community in Massachusetts.Unlike some towns, Ludlow isn’t mainly white- or blue-collar. Instead, the most prevalent occupations for people in Ludlow are a mix of both white- and blue-collar jobs. Overall, Ludlow is a town of professionals, managers, and sales and office workers. There are especially a lot of people living in Ludlow who work in management occupations (12.35%), office and administrative support (11.08%), and sales jobs (8.99%). Also of interest is that Ludlow has more people living here who work in computers and math than 95% of the places in the US. Telecommuters are a relatively large percentage of the workforce: 11.30% of people work from home. While this number may seem small overall, as a fraction of the total workforce it is high relative to the nation. These workers are often telecommuters who work in knowledge-based, white-collar professions. For example, Silicon Valley has large numbers of people who telecommute. Other at-home workers may be self-employed people who operate small businesses out of their homes. The education level of Ludlow citizens is a little higher than the average for US cities and towns: 24.98% of adults in Ludlow have at least a bachelor's degree. The per capita income in Ludlow in 2022 was $40,007, which is low income relative to Massachusetts, and upper middle income relative to the rest of the US. This equates to an annual income of $160,028 for a family of four. However, Ludlow contains both very wealthy and poor people as well. Ludlow is a somewhat ethnically-diverse town. The people who call Ludlow home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Ludlow residents report their race to be White, followed by Black or African-American. Ludlow also has a sizeable Hispanic population (people of Hispanic origin can be of any race). People of Hispanic or Latino origin account for 10.13% of the town’s residents. Important ancestries of people in Ludlow include Portuguese, Polish, French, Irish, and French Canadian. Foreign born people are also an important part of Ludlow's cultural character, accounting for 16.04% of the town’s population. The most common language spoken in Ludlow is English. Other important languages spoken here include Portuguese and Spanish.