Ramsey is a medium-sized borough located in the state of New Jersey. With a population of 14,706 people and three associated neighborhoods, Ramsey is the 131st largest community in New Jersey. Housing costs in Ramsey are among some of the highest in the nation, although real estate prices here don't compare to real estate prices in the most expensive communities in New Jersey.Ramsey is a decidedly white-collar borough, with fully 89.65% of the workforce employed in white-collar jobs, well above the national average. Overall, Ramsey is a borough of managers, professionals, and sales and office workers. There are especially a lot of people living in Ramsey who work in management occupations (20.15%), business and financial occupations (14.41%), and sales jobs (12.10%). Also of interest is that Ramsey has more people living here who work in computers and math than 95% of the places in the US. A relatively large number of people in Ramsey telecommute to their jobs. Overall, about 19.00% of the workforce works from home. While this may seem like a small number, as a fraction of the total workforce it ranks among the highest in the country. These workers are often telecommuters who work in knowledge-based, white-collar professions. For example, Silicon Valley has large numbers of people who telecommute. Other at-home workers may be self-employed people who operate small businesses out of their homes. In addition, Ramsey is home to many people who could be described as "urban sophisticates". Urban sophisticates are people who are both educated and wealthy, and thus tend to be older, richer, and more established than young professionals. "Urban sophisticates" is not just about being educated and well-off financially: it is a point of view and state of mind, one that you might call 'urbaneness'. But such people can and do regularly live in small towns, suburbs and rural areas, as well as in big cities. They read, support the arts and high-end shops, and love travel. Because of many things, Ramsey is a very good place for families to consider. With an enviable combination of good schools, low crime, college-educated neighbors who tend to support education because of their own experiences, and a high rate of home ownership in predominantly single-family properties, Ramsey really has some of the features that families look for when choosing a good community to raise children. Is Ramsey perfect? Of course not, and if you like frenetic nightlife, it will be far from your cup of tea. But overall this is a solid community, with many things to recommend it as a family-friendly place to live. One downside of living in Ramsey is that it can take a long time to commute to work. In Ramsey, the average commute to work is 31.84 minutes, which is quite a bit higher than the national average. On the other hand, local public transit is widely used in the borough, so leaving the car at home and taking transit is often a viable alternative. In Ramsey, a lot of people use the train to get to work every day though Ramsey is a relatively small borough. Those that ride the train are primarily traveling out of town to good jobs in other cities.Do you like to read, write and learn? If you move to Ramsey, you'll likely find that many of your neighbors like to as well. Ramsey is one of the more educated communities in America, with a full 67.51% of its adults having a college degree or even advanced degree, compared to a national average across all communities of 21.84%. The per capita income in Ramsey in 2022 was $74,913, which is wealthy relative to New Jersey and the nation. This equates to an annual income of $299,652 for a family of four. Ramsey is a very ethnically-diverse borough. The people who call Ramsey home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Ramsey residents report their race to be White, followed by Asian. Important ancestries of people in Ramsey include Italian, Irish, German, English, and Polish. In addition, Ramsey has a lot of people living here who were born outside of the US (15.80%). The most common language spoken in Ramsey is English. Other important languages spoken here include Spanish and Korean.